3/25/2011

John and I will not be going to the shop in the morning. He has to finish a car for someone at his house so the shop is out. No worries, I had said a while back that I couldn't make it anyway so it is no big surprise he made other arrangements. What I think I'm going to do is go talk to the credit onion about a loan to build the shop in Boyd. What would be awesome would be if I could have them defer the payments for six months or so to give us time to build and move out of the Beenbroke shop. It is going to suck major donkey balls having to make payments on the Boyd shop while still paying rent in Beenbroke. I guess I need to finger out just exactly how much I am paying in rent to see just how much I'll be saving/breaking-even/losing with the shop in Boyd. The mortgage calculator I checked yesterday showed a 30 year note on a $125,000.00 new HOME in Wise county with my approximate credit score to be around $440.00 a month. I know I'm paying more than that in rent. So I would think I'm going to save some money. I know, I probably won't. But at least, as the commercial says, I won't be making the landlord richer any more. Not to mention I'll have a wicked awesome shop building of my own. I'm torn between the plan of building with just an “office” and bathroom versus building the whole bitchin’ apartment. If I were planning to move out there immediately, as in to live there full time, I'd gopher the apartment of course. But since the plan is to keep living on Burkett and move at a later date, if at all, the apartment is kind of superfluous. I suppose I could build it with the apartment now and rent that to a caretaker who could keep an eye on the place during the week. I have a couple dudes in mind, and I'm sure John has fingered out who they are and is vehemently screaming “NO!” right now. Hmm, it is something to consider I suppose. Oh wow, if I could get a hundred or so each from John and Pat every month for their spots in the shop, plus a couple hundred from a live-in caretaker, I'd have me a bitchin’ building for very little out of my own pocket. Very interestinge. I don't know, I probably won't. We'll see. I guess it all comes down to how much this monstrosity is going to cost and if the city of Boyd will allow it to be built. I guess I need to make a list of questions to have on hand when I go talk to Mr. Nitro tonight. I'll make a list for mom to take to my cousin-in-law as well. OK, yeah. I'm going to go do that and consider this rant complete. Have a day... hell have two while you’re at it. I'll talk to y'all Monday.